Posts Tagged ‘Cruises’

Adventurous cruising

Tuesday, September 28th, 2010

cruise travel insuranceOk, so you have finally retired, and now it is really time to start enjoying yourself. Surely one of the first things you will do, will be booking a holiday somewhere exotic. So what could you do?

Well a lot of people opt for a cruise, because it gives you a chance to experience different parts of the world, on a large floating resort. So what happens if you go to book your travel insurance and then run into difficulties? Here are some tips that may help:

  • Make sure that you book your travel insurance in advance. Your cruise provider may offer you their own travel insurance provider, but it is always worth a bit of a shop around. Never go on your cruise without travel insurance because being injured or falling ill abroad and having to be repatriated could work out very expensive otherwise. Factor in the price of  travel insurance when planning your trip.
  • Look for specialist cruise travel insurance. That way you can be covered for the specific requirements of a cruise -  things like missed ports because of bad weather, or confinement to your stateroom because of illness.
  • Use an insurer like AllClear, that specialise in cruise travel insurance for the over 65s. This is easy as there is no age limit for single trip cruise insurance. You can also make sure that you are covered for any existing medical conditions, without this treatment on board ship could work out very expensive. AllClear have a long standing history of delivering cruise travel insurance for over 65s, or the over 70s, or the over 80s, so we can help you get on with the business of enjoying your cruise!
  • Make sure your cruise travel insurance covers you for on board activities and excursions. There is plenty that you could be doing from golf lessons to ballroom dancing. For some of the more extreme activities, you may want to check your cover
  • You may be going on a cruise that is longer than a standard 2 week holiday, as now you are retired you really want to treat yourself! As you will have saved up, and planned this holiday for a long time, you should consider additional cancellation cover  in case the worst should happen and you need to cancel your cruise
  • If you decide to go on a cruise on a last minute deal, remember that you still need specialist cruise travel insurance

Hope these tips help. If you have any questions about cruise travel insurance, just let us know.

To cruise or not to cruise, that is the question

Thursday, June 24th, 2010

We have talked a lot on Globebloggers about travelling with different medical conditions, but what we have not spoken about so far is different modes of travel for your medical condition. Namely, the differences between fly and cruise travel.

For example, if you have a bad back, you might find flying very difficult – what with the cramped seats, and long enforced periods of sitting still. Cruising might be a preferred option for you as you are free to move around the ship as you travel to each of your destinations! It saves you starting off your holiday tired, aching and in a bad mood, as you might do if you have a bad flight experience!

Another advantage of flying compared to cruising is the increased baggage allowance, and this can be particularly important if you suffer from medical conditions. For example, you may have a lot of medication or a wheelchair that you need to take with you. If you tend to end up paying for extra baggage allowance when you fly, the benefit is that a cruise has no restriction at all – as long as it will all fit in your stateroom, you can bring as many bags as you wish.

What about the facilities actually on board ship? Well if you have a disability, many cruise lines now have adapted cabins for wheelchair users. For more information on cruises for the disabled, visit www.disabilitytravel.com. What is more, if you do have any medical problems on board ship, they are often exceptionally well equipped. In fact, they are apparently able to carry out open heart surgery on board!

 So I hope this blog has provided a little information which might be useful to you about travelling with medical conditions, particularly if you are considering whether ‘to cruise or not to cruise.’

Some cruising truths

Tuesday, February 23rd, 2010

Found an interesting article about cruising – should reveal some things that you didn’t know before, even if you are an avid cruiser.

 Here are some of the most interesting reveals, that we can’t imagine the marketing brochures telling you….

1. Your carefully chosen intinerary may be changed due to engine probems or weather restrictions

In December 2009, engine problems caused the Regent’s Seven Seas Voyager to skip a scheduled port stop in Antigua, and instead head straight to San Juan for the engine to be repaired.  “Engine and weather-related problems are very common,” according to Ross Klein, editor of CruiseJunkie.com and author of “Paradise Lost at Sea: Rethinking Cruise Vacations.” Those problems have become less frequent, however weather-related cancellations have become more common. This could be because of the more extremes of weather that we now often seem to experience, even in the Mediterranean, but that is a whole other blog!

Some home truths about cruising...

Some home truths about cruising...

Unfortunately, as a cruise passenger, you don’t have much recompense with the cruise company directly if you miss a destination. This is because almost all tickets allow cruise lines to change itineraries at their discretion. If the ship skips a port for a weather-related reason, the cruise don’t  have to offer passengers a refund – and they rarely do, according to Neil Gorfain, chief executive of the Cruise Outlet, a cruise-only travel agency. Plus, you may just end up on the ship longer, which could result in you spending more money on the extras like the spa – so you lose out twice really!

The only ways you will likely get a refund is if the entire cruise is canceled because of the weather (would think so too!). Also, generally if a ship misses a scheduled stop because of a mechanical problem, the cruise line will issue some kind of onboard credit or refund.

So it is definitely worth remembering that there may be changes to your trip itinerary, and it may not be a good idea to choose a whole cruise with only one destination that you really want to see – as you know that would be the one that you miss. You should also think about specialist cruise insurance which takes into account some of these unique problems – for example, with AllClear Cruise you could claim up to £500 if scheduled port visits are cancelled due to timetable restrictions or adverse weather. Admittedly, this is not the same as actually going on that dream trip to the pyramids, but it is a sweetener none the less!

2. This ship is a health hazard – it’s just crawling with viruses.

Cruise ships are an ideal breeding ground for germs: thousands of people in close proximity, eating food made in the same kitchen, inhabiting enclosed spaces that just a few days before housed someone else. In December 2002, the Norovirus made waves in the media after a series of outbreaks on Holland America, Disney and Carnival lines, in which hundreds of passengers were infected. The problem has not disappeared. Fifteen cruise ship outbreaks of gastrointestinal illness (an outbreak is defined as at least 3% of passengers being diagnosed) were recorded by the Centers for Disease Control and Prevention (CDC) in 2009. The best way to stay healthy is to wash your hands frequently and thoroughly with soap and water.

But what do you do if the worse should happen?  You may be confined to your cabin which, given the size of the standard cabins, would be pretty awful. Obviously, try not to let it ruin the rest of your holiday once you are better. And again, if you get specialist cruise insurance, then you have the option of cover for this ‘stateroom confinement’  of £100 per day.

3. We can take care of your plane reservations, but it would be cheaper if you booked yourself

 However, the statement above is not as simple as it seems – When cruise lines book the customers’ airfare, they include a guarantee that if there is a flight delay, they’ll hold the ship or fly you to the next port. But you pay a premium for this security.

 So it is up to you really whether you would rather save some money, or whether you would prefer the security…

4. Think everything’s included? Think again

In 2009, Carnival brought in 76% of its cruise-related revenue through fares. That means the other 24% is from on-board spending. You get most food, entertainment and coffee, but you have to pay up for alcohol, merchandise, spa services and pictures. “All of these things are optional, but it’s hard not to spend money on a cruise because you are a captive audience,” says Oivind Mathisen, editor of Cruise Industry News.

A cruise still normally works out good value, as a lot of the main spending is included, but just bear in mind when costing your holiday that you will need some spending money too

5. Cruise-own insurance? Maybe try looking elsewhere?

An insurance policy from a ship is often more  expensive and less inclusive than other options – for example, check whether you are covered when you step off the ship for excursions. It might be worth considering a specialist cruise insurance provider like AllClear Cruise, which includes special options related to your cruise, and can also cover you for any existing medical conditions.

So there are some pitfalls that you might want to consider book your first cruise, or even book your next cruise if you are a veteran cruiser, but hopefully they haven’t put you off – just some things to think about (as if you don’t have enough already!) and ensure you  have the amazing cruise that you deserve!