Posts Tagged ‘AllClear’

Living with Cancer

Tuesday, April 5th, 2011
Travelling with cancer

There are things to think about when travelling with cancer

The Times is running a special supplement this week, all about living with cancer.

It will include information about how people’s lives change when they are diagnosed with cancer.  Currently, two million people in the UK are living with cancer, a number set to double by 2030 as diagnoses are made earlier and treatments improve

Two in every five of those diagnosed with the disease are of working age. The Times have put this supplement together to help, inform and reassure readers who have been affected.

The point they make is that because cancer is a way of life for so many people, we need to try and think of it in a different way. The new reality of cancer is that it is not a disease to be conquered, but a normal part of life that needs to be managed and adjustments made.

At AllClear, we agree with this advice, because we believe that if you have cancer, you still want to live your life as fully as you possibly can, and that includes going on holiday. You may want to plan a holiday for the end of your treatment, or that of a loved one, to relax and recuperate. So we have provided some tips on travelling with cancer here that might be useful for you.

Travel Insurance: You will need to arrange specialist cancer travel insurance. This is vital in case you fall ill and have to be brought home, or have unexpected further cancer treatment abroad, as this could be very expensive. Your cancer travel insurance will give you complete peace of mind so you can get on with enjoying your holiday. You may have had difficulty in finding travel insurance to cover your cancer in the past but because AllClear specialize in travel insurance for cancer patients, check out our website.

Talk to a Medical Professional: They may be able to suggest a good time to go, as well as helping to decide what is realistic for you. They can let you know if you are fit to travel.

Destination Decisions: For many, travelling with cancer will have little effect on their holiday. However, you may feel more tired following cancer treatment so you should check that the facilities you need are close to where you are staying. Also, certain cancer treatments, such as radiotherapy, leave the skin more sensitive to the sun. Consider your flight length, because some people with cancer are at greater risk of developing blood clots or DVT.

Vaccinations: If you are having certain cancer drugs or have a weakened immune system, you may not be able to have the required vaccinations for your holiday destination, so check with your doctor.

Medication: If you are taking any cancer medication, you should plan how much you need to take with you and get make sure you have extra in case you lose any.

 Also, look out for the 20-page supplement in the Times on Wednesday entitled Living with Cancer. It combines personal accounts with articles from specialist writers and columnists in the field of health, science and lifestyle.

How old are you??

Thursday, March 31st, 2011
Medical travel insurance

Our average lifespan is getting longer

You may consider that a bit of a rude question, but there is actually a very scientific reason for asking it. Basically, people have been living longer since 1800 – this makes sense with things like improved nutrition, medical care, technology, education and general quality of living.

I mean, check out this incredible stat: Every day the lifespan of the average British citizen increases by between five and six hours. That means that babies born today will life five or six hours longer, on average, than those who were born yesterday. So basically, if you were a baby born 2 weeks later than your due date, you could have an average lifespan a few days longer than other babies who would have shared your birthdate. Wow!

This trend is likely to continue every day this year and possibly for the rest of the decade. In 10 years, the average British lifespan will have risen more than two years. Compare this to 1800, when the average UK lifespan was 40. Today it stands at 77.7 for men and 81.9 for women.

The change in UK lifespans has depended on several factors. In the early decades of the 19th century it was mainly due to improvements in civil engineering: sewage works, clean water supplies and better housing. These reduced people’s exposure to deadly bacteria and viruses.

Then, at the end of the 19th century, provision of the first vaccines began to protect people from illnesses such as smallpox. And finally, after the second world war, the availability of penicillin and other antibiotics saved millions of lives and continued that lifespan rise. These developments prevented large numbers of people from dying in youth or middle age – a common occurrence before 1800.

But what about the future? Will this lifespan increase reach a plateau? Well, not yet, it seems….

This discovery is crucial. Some scientists had argued that our bodies are programmed to die at a given point, a process that would ensure populations would not be clogged up with the old and infirm. The relentless rise of lifespans has dispelled this idea.

However, most experts doubt rises can continue at the present rate. If they did, the average UK lifespan would be 100 by the end of this century and 120 by the next. In particular illnesses, like diabetes, which are linked to rises in obesity, are likely to have an effect on average lifespan. According to Dr Lynne Cox, expert on ageing processes, lifestyle choices can be a massive factor here – whether young people choose to change their ways, and become healthier adults in the future.

Ok, well here at Globebloggers we like to talk about holidays, so what does this relentless increase mean here? Well, basically if we are all living longer, we will hope to have more time to go on holidays, especially once we are retired.

But although our life span may be getting longer, we are still going to be at risk of developing various diseases as we get older (and this will particularly be dependent on our lifestyle choices, as Lynn pointed out).

So an important consideration for holidays is travel insurance for the elderly, especially if they have medical conditions. Difficulty in finding travel insurance shouldn’t be an obstacle to enjoying our holidays. However, unfortunately, a lot of elderly people, or those with medical conditions, often find it difficult to get the comprehensive travel insurance that they need. If you are looking for travel insurance, make sure you use a specialist provider, so you can get the insurance you need and travel with complete peace of mind. And remember AllClear Options is the first comparison site for medical travel insurance, so you can get a range of quotes here, and make sure you get the travel insurance that suits you.

Families pay more for holidays

Tuesday, March 8th, 2011
travel insurance AllClear Options

Booking a half term break for the whole family, but what about the price?

 

I am assuming that this title above doesn’t surprise you – we are all aware that unfortunately, holidays that are during the school holidays cost more. Given that it was the Half Term school holiday for a lot of people 2 weeks, this issue could have been larger than life for you, as you tried to enjoy a short break.

In fact, according to this article, families are being charged up to 269%  more to go on holiday over the half-term break. On average, trips for the week of February 19 to 26, when most British schoolchildren were off, were 53% more expensive than going two weeks later.

It means a family of four, going to some of the most popular destinations including Florida, Lanzarote, Mallorca, Gran Canaria and Crete, will have to pay an average of £1,132 more. One four-star resort in Lanzarote was charging half-term guests an extra £4,619. Packages with flights departing from London airports had the biggest price increases – on average 67% more expensive than the same flights two weeks later.

And choosing to go abroad outside half-term is often not an option – parents risk large fines and children miss out on their schooling.

So what other options are there to try and reduce the cost? You might think waiting to book holiday extras until the last minute could save money, as the tour operators will be more desperate to sell. But that thinking would also be wrong. Car parking, travel insurance, currency and car rental could also add an additional £632 to a family holiday.

 Consumer adviser and Daily Express columnist Jasmine Birtles, from Money Magpie said: “Travel companies are trying to scoop money wherever they can. They have had a difficult past year, with the ash cloud and the financial situation, so they are just trying to get as much money where they can. They are picking on people who don’t have a choice.”

At AllClear, we agree with Jasmine Birtles, it is a real shame that holiday prices are on the increase for families, but unfortunately travel insurance are a necessary part of that expense, particularly if you need cover for medical conditions. However, at AllClear, we are trying to do our best to help you save that little bit on your holiday, with AllClear Options, the UK’s first medical travel insurance comparison site. With AllClear Options, you can get a range of medical travel insurance quote, and choose the one that suits you, at the price that suits you.

Holidays and Half Term

Thursday, February 24th, 2011
family travel insurance

How are you enjoying half term?

So you are halfway through the half term holidays –are you pulling your hair out, or have you enjoyed spending more time with the kids? It always makes me laugh how in the week before half term, the TV and social media are full of good free/cheap things to do with your kids. But it is understandable that some people would rather try and go on holiday abroad during half term.

So I thought that I would put this blog together for people to share their half term experiences.

Did you choose to go abroad this year? Was that a good idea? How was it sorting out your travel insurance?

Or did you choose to stay at home? Is that working out more expensive than going abroad, do you think? Or have you managed to find cheaper ways to keep the kids occupied.

Please do share your experiences, we would love to know what you think…

Sunshine Vitamin to help fight Cancer

Wednesday, February 9th, 2011

Marie Cruikshank, 62, was told she had advanced lung cancer and would have just a few months left to live. But a high-dose supplement of Vitamin D (the “sunshine vitamin”) has helped her fight the disease, according to this article. sunny holidays and travel insurance

Her GP prescribed the vitamin after discovering that Mrs Cruikshank had a very low blood level of vitamin D. Scientific evidence suggests that cancer patients may be in a better position to fight the cancer if their vitamin D level is in the optimal range.

Marie was diagnosed with lung cancer in 2006. She was referred to the Western General Hospital where she was put on chemotherapy which shrunk the tumour. Her GP then started her on vitamin D, adjusting the dose according to the result of blood tests. Currently she takes 1.5mg per week.

 Scientists said large-scale studies were now needed to see if the increased survival rate identified could be a direct response to the vitamin D.

Professor Angus Dalgleish, of St George’s Hospital, Tooting, southwest London, is convinced that vitamin D helped save Mrs Cruikshank’s life. He said: “A patient with lung cancer in Scotland would be lucky to live four months never mind four years. In Athens a lung cancer patient might live four years. A sunny climate seems to prolong life.”

This is a really good positive news story, especially when you think of the simplicity of a simple vitamin supplement compared to other cancer treatments. What is more, we already know that holidays can be a good thing for people to relax and recuperate after cancer, but this story could be another reason for cancer patients to enjoy a lovely holiday in the sun. You can find out more information on travelling with cancer here, or you can find specialist cancer travel insurance here.

A Holiday Romance

Wednesday, February 9th, 2011
holiday romance and travel insurance

Have you ever had a holiday romance?

Valentine’s Day is really not very far away now – have you got the card and chocolates already sorted out? Or do you prefer to be a bit more last minute – maybe grabbing some flowers on the way home from work?

But I am not writing this blog to get into the whole Valentines debate – is it something we should celebrate, or is it all a con propagated by the greeting card industries?  I am also not writing this blog to make you feel guilty or panicked about Valentine’s Day, and your possible lack of present inspiration. Instead, I am going to focus on holidays instead (which is what we do best!), but with a romantic twist.

A fifth of UK holidaymakers have found romance on holiday, according to this article. But these romances are still likely to be fleeting. In fact, more than two-thirds (68%) of those who did experience a holiday romance never met their partner again, even though some kept in touch for a time.

However, occasionally these relationships do seem to lead to something more long term. 18% of those surveyed went on to form a long-term relationship, while a surprisingly high number (7%) say they met their lifetime partner while on holiday.  

However, things don’t always turn out so well, 3% of people said it was the ‘worst thing that could have happened.

Some quite interesting stats here, I think. If you are looking for a relationship, seems like February could be the perfect time to book a holiday!

World Cancer Day

Wednesday, February 2nd, 2011

The 4th of February is World Cancer Day. The aim for this year is to highlight how we can prevent  and fight cancer. So I wanted to write this blog to give some hope for people affected by cancer.

This article I read is all about a woman’s fight against pancreatic cancer. A year ago, Amanda, then aged 39, was diagnosed with pancreatic cancer through an ultrasound. 

The disease, which claimed the life of actor Patrick Swayze last year and has also now affected Aretha Franklin, is thought to be on the rise, with the number of cases up by two per cent between 2005 and 2007.

Smoking accounts for 20% of cases, but some scientists believe our consumption of fizzy, sweet, soft drinks and rising ­obesity levels are partly behind the increased incidence.  High levels of sugar mean the body has to produce more ­insulin — the theory is this ­contributes to pancreas cancer cell growth.

The only cure is surgery but this is not always possible because tumours in the pancreas often spread, or wrap themselves around main arteries and the treatment is complicated, requiring a certain level of fitness. So only 10% of patients can have any hope of surgery, but Amanda was luckily in that 10%.

Amanda had the tail and body of her pancreas removed, in an 8 hour operation. Because the blood supply is closely connected to the spleen, that was removed, too, as a precaution.  Without a spleen, Amanda now needs innoculations, regular flu jabs and daily penicillin for the immediate future and possibly life. She also has to take a mixture of digestive enzymes ­normally released by the pancreas, to digest food and is at risk for diabetes in the future. She also needed six months of ­chemotherapy to blast any ­cancerous cells left behind.

So what are the signs to watch for:

  • Indigestion and abdominal pain. If you feel you have indigestion, get treated for indigestion. And if the treatment doesn’t work after a few days, or the symptoms worsen, go back to your GP
  • Other signs include jaundice, persistent back pain, nausea, stomach ulcer-like pain, intermittent diarrhoea, unexplained weight loss, yellowing of the whites of the eyes, and unexplained blood clots
  • Another sign is sudden onset of adult diabetes

But Amanda always fought back against the cancer. Two weeks after chemotherapy finished, Amanda entered the 5k Race for Life run and ran the entire distance.

Amanda has now been declared disease free. Doctors only ever give an official all-clear five years after diagnosis, but there is no physical sign of cancer.

Therefore, I wanted to include this story because it is such a good news blog, about one woman’s fight against cancer, and so I thought it was very appropriate for World Cancer Day. At AllClear we believe that everyone deserves the right to travel, and see the world. If you have cancer, or know someone who does, you may be interested in reading our other blogs about travelling with cancer.

Stress, stress, stress!

Thursday, January 27th, 2011

Just seeing the repeated 3 words of ‘stress’ there may make you feel a little stressed. Are you feeling stressed if you are sitting there reading this at work?

Interestingly though,  a recent article has found it is the pressure of running a household that makes  us feel stressed.

Scientists from the University of Pittsburgh School of Medicine recruited  113 men and women in full-time work.  Each one provided details on how many hours they worked, what level of  responsibility they took on for running the home and the chores they did.  They then underwent regular blood pressure checks at a local clinic over a  three-week period, before finally wearing a blood pressure monitor for a day to  track changes at work and home.  The results showed that regardless of the amount of housework actually done,  those who felt they were shouldering the responsibility were at the greatest  risk of high blood pressure.

The findings, published in the journal Psychosomatic Medicine,  suggest it’s not the workload itself but the stress about how to cope with it  that causes the damage.  The strongest link with high blood pressure came from domestic chores done,  such as cleaning, cooking and shopping.  Next came car maintenance and repair, paying the bills and keeping on top of  the household budget. 

Many parents may not agree, but looking after children had no adverse effects  on blood pressure.  Men tended to become stressed by the responsibility of looking after pets, but women were not affected. 

travel insuranceI must admit, when you see this research you can understand that running a home and family can be pretty stressful.  This got me thinking about holidays. I have often said on this blog that although going on holiday itself can be (and should be) lovely and relaxing, the preparation for it is not. Packing, organising who is looking after pets, securing your house and making sure your passport is in date can all raise the stress levels. And what about sorting out your travel insurance? This can be complicated and time consuming, particularly if you have medical conditions. On the plus side, you can now use our medical travel insurance comparison site, that will save you a lot of time entering your medical details again and again on a number of websites  -you just enter your details once and then get a range of quotes from specialist insurers, so you can choose what best suits you. Do give it a go and let us know what you think of it.

If you have got a holiday booked, but are feeling a bit stressed about getting ready for it, our stressbusters tips may help.

A telegram from the Queen

Tuesday, January 25th, 2011
elderly or medical travel insurance comparison

More and more people could have longer to enjoy their retirement, according to official statistics

Do you know anyone who has received a telegram from the Queen because they reached 100? I do know one…

But according to the latest figures, you are likely to know a lot more because one in six will live to be 100. This means 10m people alive today will get a royal telegram, with many even surviving until 110.

Improved living conditions and medical technology are driving the dramatic changes. Modern treatments such as statins, which lower blood cholesterol, and blood pressure drugs are helping to prevent fatal conditions and increase lifespan. Better education and greater awareness of diet have helped many stay healthier. And the decline of jobs requiring heavy and risky manual work has also played a part.

The Department for Work and Pensions figures show that 17% of the population will see their 100th birthday, equal to about 10.6million people.Of these, around three million are currently under 16. Around 5.5million are between 16 and 50, and around 1.3million are between 51 and 65.  There are also about 875,000 who have already celebrated their 65th birthday and can expect to live for at least another 35 years. 

Last year there were just 11,600 people aged 100 or above, a figure which itself was more than four times that recorded 30 years before. Even over the past two years the ranks of centenarians have increased by nearly 25%. By 2066, there will be around 7,700 ‘super-centenarians’ – those who have reached at least 110.

Now this obviously raises a lot of issues in terms of supporting old people, and providing for such a long retirement….But I want to talk about another issue that this raises – that of travel insurance for the elderly, especially if they have medical conditions.

With this long retirement (a third of our lives or more) you are likely to want to go on holidays, and you are more likely to want to have the time to go away. So difficulty in finding travel insurance shouldn’t be an obstacle to that. However, unfortunately, a lot of elderly people, or those with medical conditions, often find it difficult to get the comprehensive travel insurance that they need. If you are looking for travel insurance, make sure you use a specialist provider, so you can get the insurance you need and travel with complete peace of mind. And remember AllClear Options is the first comparison site for medical travel insurance, so you can get a range of quotes here, and make sure you get the travel insurance that suits you.

Dealing with the VAT increase

Wednesday, January 19th, 2011
VAT increase travel insurance

What does the VAT increase mean for Travel insurance?

Ok so we could be forgiven for thinking that we have settled in now to the New Year, it is mid-January after all. We are coping with the miserable weather, and the long dark days back at work. But there is one thing that we still all have to moan about, and that is VAT.

Since 4th Jan the increase has been in force, and unfortunately this applies to travel insurance too where the particular tax (insurance premium tax IPT) has increased to 20%.

But even though the price has increased, it is still as important as ever to make sure that you have adequate cover, particularly if you have pre-existing medical conditions. The tax may be high but remember if you don’t have comprehensive travel insurance, it could work out very expensive should you need medical treatment while abroad. So in fact, it can be a false economy, if you don’t buy travel insurance and then need medical treatment, or even lose your luggage, for example, while you are away. Having that comprehensive travel insurance allows you to travel with complete peace of mind.

 I don’t normally like writing  blog posts that are a bit gloomy, but unfortunately this one is a  bit! Still, the important thing is that if you have a holiday booked, at least you have that to look forward to!